| Mark's and Spencer have always been associated with fine foods, clothing and other consumer items but now they are entering the personal finance market. They already have a credit card and now aim to attract new customers with the Marks and Spencer personal loan.
Marks and Spencer Personal Loan - APR Amounts
| Loan Amounts and APR |
| £1,000 to £2,999 |
19.9% |
| £3,000 to £4,999 |
14.9% |
| £5,000 to £7,999 |
9.9% |
| £8,000 to £9,999 |
6.9% |
| £10,000 to £25,000 |
6.4% |
More M&S Loan Details
| Minimum Income |
£10,000 |
| Minimum Age |
23 |
| Arrangement Fee |
None |
| Early Repayment Penalty |
1 month interest |
| Repayment Periods |
1 to 7 years |
| Repayment Holidays |
Yes - 3 months |
An offer that may appeal to some visitors. Certainly not the cheapest personal loan on offer but there are a couple of points that are of interest.
With the M&S personal loan you can have a repayment holiday for the initial 3 months of the loan agreement and only 1 month interest is repayable if you wish to pay off the loan early (other providers can charge 2 months interest).
To find out more visit the M&S website today.
** Offer withdrawn**
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